top of page

Find Your Key to Debt Relief

Overdue debt, foreclosure, repossession, garnishment, and lawsuits can place enormous stress on you and your family. Attorney Gary A. Hudgins helps clients understand their bankruptcy and non-bankruptcy options and decide on an appropriate course of action.

We help people who are facing...

Foreclosure
Vehicle Repossession
Wage Garnishment
Lawsuit or Collection Action

These matters may involve important deadlines. Contact our office promptly and speak with a member of our staff.

Realistic Debt Solutions

Gary A. Hudgins, Attorney at Law – 45+ years bankruptcy experience.
It is a common struggle when there is too much month at the end of the money. We understand the weight of financial uncertainty and help you bridge the gap to regain control of your financial future.

CHAPTER 7 
FRESH START

A Chapter 7 filing offers a way to eliminate credit card balances, medical bills, law suits, and many open accounts and Discharging many of your debts. In many cases your able to keep most or all of your property by claiming exemptions.  Click on the Button for more information 

CHAPTER 13 
A PAYMENT PLAN

Chapter 13 bankruptcy allows individuals with regular income to keep their property while repaying debt over a three to five-year period. It is often the preferred choice for those facing foreclosure on their primary residence or repossession of vehicles.

It’s a common struggle: feeling like there is just too much month at the end of the money. We understand the pressure of mounting bills and the uncertainty it brings to your daily life. Our goal is to provide a professional path forward, helping you regain control and find the breathing room you deserve.

Get a Fresh Start

We offer a free, no-obligation initial consultation. After reviewing your circumstances, we will explain the available options so you can make an informed decision.
Gary A. Hudgins, Attorney at Law
217-B South 8th Street
Opelika, AL 36801
Tel: 334-794-8773
Email: gahatty@gmail.com

bottom of page